Whether you’re upsizing, downsizing, acquiring your first home, a holiday retreat or making a shrewd investment, buying a property is a big undertaking. We’re here to make it a straightforward one, with our proven step-by-step approach.
Step 1: Sort Out Finances
Before you start looking at properties, make sure you’ve got the money in place – mortgage, loan, savings and other funds - so you can act quickly and place an offer when you find somewhere you like.
Step 2: Register with us
Tell us what you’re looking for, and we’ll help you find it. You can register with us by calling 01424 44 70 80, emailing firstname.lastname@example.org or dropping into our Hastings office. Once you’re on our books, we’ll make sure you receive details of any properties we think would right for you.
Step 3: Viewing the Property
We’ll arrange viewing times to suit you, and accompany you to tell you more about the property and answer any questions.
Step 4: Make an Offer
We’ll formally present your offer to the seller, and let you know their response.
Step 5: Acceptance of Offer
If your offer’s accepted, we’ll inform you straight away. We’ll then prepare a Memorandum of Sale, which sets out the terms, including the agreed price and proposed dates for exchange and completion. This isn’t legally binding, so you can still withdraw your offer at this stage if you need to.
Step 6: Instruct your solicitor
We strongly recommend you instruct your solicitor to handle the legal side of the buying process, known as conveyancing.
Step 7: Arrange a survey
If you’re buying the property with a mortgage, your lender will require a survey, to identify any structural issues and confirm the value of the property. You can also have your own, more detailed survey carried out for extra peace of mind: we can help you with this if you wish.
Step 8: Exchange Contracts
Once all the details have been agreed between you and the seller, contracts can be exchanged and you’ll hand over your deposit. From here on, you’re legally committed to the purchase; your solicitor will advise you before you decide to proceed.
Step 9: Completion
On completion, the balance of the purchase price is transferred to the vendor’s account. When we receive confirmation that the money’s gone through, we’ll let you know and you can come in to the office to collect the keys. And that’s it – it’s yours!